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Terms of Use
These Terms govern how you ("the User") may access and use moneyguideborrow.com ("the Website"). This applies to browsing, visiting, and providing personal information for registration on the Website.
We advise you to read these Terms thoroughly before using the Website. They set the rules for your use of the site, and you may print or save a copy for future reference. It is your responsibility to stay informed of these Terms and any updates that may affect your use of the Website.
By accessing the Website, you agree to these Terms and commit to following them. If you do not agree, please leave the Website and refrain from using our services.
For details on how your personal information is handled, see our Privacy Policy.
Our Services
moneyguideborrow.com is operated by Fininity Ltd. We are not a lender or a financial service provider. Our role is to offer an online loan-matching service that connects you with lenders or financial service providers. By submitting an application through our Website, you consent to Fininity Ltd sharing your request with lenders or providers in our network.
We match your application with one or more lenders based on their criteria. If a lender approves your application, you will either be directed to their website or receive their contact information.
Smart Borrow Guide earns a fee from lenders or providers for facilitating these connections. You are not obligated to accept any loan offer. We strongly encourage you to carefully review the terms and conditions of each lender before making a decision.
All loan terms, amounts, repayment periods, and interest rates shown are examples and not guaranteed offers.
Website Access
Access to the Website is temporary. We reserve the right to modify, remove, or delay services without notice. We are not liable if the Website is unavailable at any time.
We may also limit access to some or all of the Website for registered users from time to time.
Information Accuracy
Fininity Ltd does not guarantee that the information on this Website is complete, accurate, or up-to-date. We are not responsible for any errors or omissions. The content on the Website is subject to change without notice.
By using the Website, you acknowledge that changes may occur without notice, and it is your responsibility to check the Terms regularly.
External Links
Links to third-party websites are provided for reference purposes only. We do not control the content or privacy policies of third-party sites and are not responsible for any loss resulting from their use.
Acceptable Use
You may only use the Website for lawful purposes. You are prohibited from using the Website to:
- Break any local, national, or international laws or regulations
- Commit fraud or engage in illegal activities
- Upload or share defamatory, offensive, or obscene content
- Spread viruses, malware, or harmful software to disrupt services
Liability
To the extent permitted by law, we exclude all warranties related to the Website and its content. We cannot guarantee that any lender will approve your loan application and are not responsible for issues beyond our control.
We are not liable for losses unless caused by negligence or failure to follow these Terms. If you misuse the Website or provide false information, we may take legal action and recover any costs incurred.
Intellectual Property Rights
All intellectual property rights related to the Website are owned by Fininity Ltd or its licensors. You may print or download sections for personal use but must not modify or use content separately from accompanying text.
Customer Checks
Lenders or providers may conduct credit checks and fraud reviews as part of your loan application. You must provide accurate information, as false details may lead to legal consequences or breach agreements with lenders.
Communication
We may contact you by phone, SMS, email, mail, or automated messages regarding your application or relevant services.
Removing Your Personal Information
To request the removal of your personal information, email us at viktor.h@moneyguideborrow.com.
Complaints
If you have complaints, please email us at viktor.h@moneyguideborrow.com. We are committed to resolving any issues and providing satisfactory service.