Home >
Privacy Policy
Your Privacy Matters to Us
We value your privacy and are committed to protecting your personal information. Understanding the complexities of data management, we have developed a transparent Privacy Policy. We recommend you review this section before using Smart Borrow Guide.
By using our platform, you consent to our Privacy Policy.
1. Data We Collect
We collect two types of information: personally identifiable information (PII) and non-personally identifiable information (Non-PII).
- Personally Identifiable Information (PII): This includes details that directly identify you, such as your name, birthdate, address, phone number, Social Security number, employment details, income, banking information, and credit history.
- Non-Personally Identifiable Information (Non-PII): This refers to anonymous data, like your IP address, browser type, and browsing patterns, gathered through cookies, web beacons, and pixel tags.
2. Purpose of Collecting Your Information
We gather your information to operate our business, improve technical support, conduct marketing research, and process loan applications. This data helps us connect you with suitable lenders.
3. How We Share Personally Identifiable Information
By providing your personal information, you authorize us to share it with third parties, including lenders, who need it to evaluate your loan application. Lenders may check your data against national databases or credit bureaus, which might impact your credit score.
We also share your information with affiliates, partners, and other authorized third parties for business, security, marketing, and research purposes. In the event of a merger or acquisition, your data may be transferred as part of the transaction.
Additionally, we may disclose your personal information if legally required to protect our rights.
4. How We Share Non-Personally Identifiable Information
We share Non-PII with third parties to improve our services, analyze user behavior, and gain business insights.
5. Links to External Websites
Our website may contain links to third-party websites for convenience. We are not responsible for the content, privacy policies, or practices of these external sites.
6. Marketing Practices
By using our website, you agree to receive marketing communications, advertisements, and promotional content from us and our third-party partners. You can opt out of our communications at any time. To stop messages from third parties, you will need to contact them directly.
We are not responsible for third-party marketing activities.
7. How We Safeguard Your Data
We use advanced security measures to protect your personal information in accordance with U.S. law. Only authorized personnel have access to your data for business purposes. However, we cannot guarantee absolute security due to potential unlawful third-party actions.
8. Notice for Non-U.S. Residents
Our services are intended solely for employed U.S. residents. If you are not a U.S. resident, please refrain from using our platform.
9. Notice for Minors
Our services are for users aged 18 or older. We do not knowingly collect data from minors. If you believe a minor has used our site, please contact us immediately.
10. Changes to Our Privacy Policy
We reserve the right to amend this Privacy Policy at any time without prior notice. We encourage you to review this section periodically. By continuing to use the website after updates, you indicate acceptance of the revised policy.